Fix 'n' Flip Loans
Short-duration project capital for acquisition, renovation, and resale or refinance execution.
- Designed around fast project movement
- Can align with renovation-based value creation
Where It May Fit
- Owner-occupied commercial real estate acquisitions
- Businesses investing in long-term fixed assets
- Borrowers prioritizing long-term stability and occupancy strategy
Common Project Uses
- Owner-occupied property acquisition
- Property improvement
- Long-term fixed-asset planning
Why Sponsors Consider It
- Useful for long-term owner-occupied projects
- Can preserve cash flow through structured repayment
- Supports strategic occupancy decisions rather than short-term patchwork capital
How a broker would position the opportunity
- Confirm occupancy and project eligibility fit
- Assemble borrower financials and project detail
- Compare 504 against other long-term structures
Questions sponsors commonly ask
When does 504 stand out?
Usually when the property is owner-occupied and the borrower wants a long-term structure tied to strategic occupancy and asset control.
Should 504 be considered in isolation?
No. It should be compared against other available structures to make sure the program fit is truly the best one.
Contact Form
Ask about SBA 504 Loans
Use this short form to start a conversation around SBA 504 Loans and whether it fits the property or project.
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Related Options
Acquisition Financing
Capital for acquiring commercial property with structure tailored to asset type, strategy, and timeline.
- Aligns financing with acquisition strategy
- Supports cleaner comparison across execution paths
Ground-Up Construction
Construction financing for projects moving from entitled land or approved plans into active vertical execution.
- Supports capital planning across the build cycle
- Helps align leverage with project controls